Insurance Claims Estimating

SAWK supports restoration contractors, public adjusters, and property owners with detailed insurance claims estimating for water damage, fire loss, storm damage, and other property insurance events. Our certified cost estimators prepare line-item scopes that align with carrier requirements and help you document every aspect of the loss.

  • Water, fire, and storm damage estimates
  • Line-item scopes of work
  • Carrier-compliant documentation
  • Residential and commercial claims
  • Fast turnaround nationwide
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Xactimate Estimating Services

Our team delivers professional Xactimate estimates tailored to insurance restoration projects. From initial damage assessment to full reconstruction scopes, we use Xactimate pricing databases and industry-standard formats to produce accurate, defensible cost estimates for US markets.

  • Xactimate ESX file delivery
  • Regional pricing adjustments
  • Room-by-room damage documentation
  • Contents and structural scopes
  • Revisions and updates on request
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Symbility Estimating Support

For carriers and contractors using Symbility Claims Solutions, SAWK provides Symbility-compatible estimating support. We prepare detailed scopes and cost estimates that integrate with Symbility workflows, helping streamline the claims process from first notice of loss through settlement.

  • Symbility-format estimates
  • Photo and scope documentation
  • Carrier portal compatibility
  • Multi-trade restoration scopes
  • Collaborative review process
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Insurance Supplement Preparation

Hidden damage and scope changes often require insurance supplements after the initial estimate. SAWK prepares thorough supplement documentation with supporting line items, photos references, and code-upgrade justifications to help you recover the full cost of restoration work.

  • Supplement scope development
  • Code upgrade and O&P line items
  • Hidden damage documentation
  • Rebuttal support for denied items
  • Xactimate and Symbility supplements
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Mitigation Estimating

Emergency mitigation work requires fast, accurate estimates to begin drying, extraction, and stabilization immediately. SAWK provides mitigation estimating for water damage, mold remediation prep, board-up, and temporary repairs — helping mitigation contractors get approved and paid quickly.

  • Emergency water extraction scopes
  • Structural drying and dehumidification
  • Content manipulation and protection
  • Anti-microbial application estimates
  • 24–48 hour emergency turnaround
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Remediation & Reconstruction Estimates

After mitigation, full remediation and reconstruction require comprehensive cost estimates covering demolition, rebuild, finishes, and MEP systems. SAWK delivers detailed remediation and reconstruction estimates that bridge the gap between emergency response and complete property restoration.

  • Full rebuild and reconstruction scopes
  • Demolition and debris removal
  • Finish-out and MEP restoration
  • Like-kind and quality matching
  • Microsoft Excel and carrier-format deliverables
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Need an Insurance Claims Estimate?

Upload your loss documentation and receive a detailed quote within 24 hours. Also see our construction estimating services.

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